Wulandari, Reny Yulita, and Dewi Purnamawati. “DELAYS IN HEALTH INSURANCE CLAIMS AT A THIRD-PARTY ADMINISTRATOR (TPA) PT. XYZ IN 2024”. HEARTY 13, no. 4 (August 9, 2025): 1108–1113. Accessed February 12, 2026. http://150.107.142.43/index.php/Hearty/article/view/20409.