Marginingsih, Ratnawaty, and Imelda Sari. “Nilai Transaksi Non Tunai Terhadap Pertumbuhan Ekonomi Di Indonesia Periode 2014-2018”. inovator 8, no. 2 (September 1, 2019): 13–24. Accessed April 13, 2025. http://150.107.142.43/index.php/INOVATOR/article/view/2504.